Mission Statement

Community Legal Aid Society, Inc.’s Fair Housing Initiative Program strives to eradicate discrimination in housing transactions in the state of Delaware against individuals based on race, color, national origin, religion, creed, sex, marital status, familial status, age, sexual orientation, gender identity or disability. In furtherance of this goal, the program assists people who believe they have been victims of housing discrimination through advocacy and enforcement actions; engages in activities designed to encourage fair housing practices through education and outreach state wide; and works to identify barriers to fair housing in order to counteract and eliminate any discriminatory housing practices in Delaware.

Fair Housing Act

The federal Fair Housing Act prohibits discrimination in housing on the basis of race, color, national origin, religion, sex, familial status and disability.  In addition to these protected classes, Delaware’s Fair Housing Act also prohibits discrimination based on sexual orientation, creed, marital status, age, gender identity, and source of income. The Fair Housing Initiative Program of Community Legal Aid Society, Inc. (CLASI) provides representation statewide to Delawareans whose rights have been violated under federal and state fair housing laws in all kinds of matters related to housing.

Fair Housing is Your Right. Use It! 

Enforcement Activities

•         Intake, investigation and processing of housing discrimination complaints.

•        Legal representation in negotiations, in administrative complaint proceedings before the applicable state/federal agency and in court proceedings in cases that CLASI believes have a firm basis in fact and law.

Outreach and Education

CLASI provides consumer and agency workshops and seminars on fair housing issues, including recognizing discrimination, knowing the protected classes, understanding the concept of “reasonable accommodation” and learning the administrative complaint process.

If Your Rights Have Been Violated

If you believe that your rights have been violated under the State or Federal Fair Housing Acts contact CLASI’s Wilmington office at (302) 575-0660 or (800) 292-7980 as soon as possible, and ask to speak to someone in the Fair Housing Program. We will investigate your complaint and assist you in determining what action should be taken.  If appropriate, we can file an administrative housing discrimination complaint on your behalf with the U.S. Department of Housing and Urban Development (HUD).  In addition, under certain conditions, we may file a complaint in Federal or State Court. You may also file a complaint with HUD by mail to Fair Housing Enforcement Center, HUD, Wanamaker Building, 100 Penn Square East, Philadelphia, PA  19107-9344 or by phone: (800) 669-9777 or  TTY 215-656-3452.

You must file your complaint within one year of the discriminatory incident. If the facts support your claim of discrimination, you may be entitled to receive compensation for actual damages including humiliation, pain and suffering, and other relief.  Additionally, the person who discriminated against you must pay your attorney’s fees.  You can also seek punitive damages in federal and state court.

More About Fair Housing Rights

The Fair Housing Act makes it illegal to discriminate in any type of housing related  transaction on the basis of race, sex, religion, national origin, color, familial status (living with children under the age of 18), or disability.  In Delaware it is also illegal to discriminate against anyone on the basis of creed, marital status, sexual orientation, age (18 or older), gender identity, or source of income.

Type of Housing Transactions Covered by the Act

Rental housing, sales, mortgage lending, homeowners insurance, and appraisals are covered by the Fair Housing Act

Type of Housing Transactions Not Covered by the Act

With the exception of the Act’s prohibition against discriminatory advertising, the Fair Housing Act does not apply to the following types of housing:  1) the sale or rental of a single family house by an owner who does not use the services of a real estate professional or 2) the rental of apartments in buildings containing four or less apartments if the owner lives in one of the apartments.

Exemptions to the Act

The Fair Housing Act does not apply to housing run by religious organizations and private clubs that limit occupancy solely to members, as long as the organization does not discriminate in its membership because of race, color, or national origin.Qualified elderly housing communities are permitted under the Act to deny housing to families with children.  These communities must fit into one of two categories:  either 100% of the occupants must be 62 or older or 80% of all occupied units must have at least one occupant age 55 or older.

Housing Issues Related to Persons with Disabilities

Under the law, a disability is defined as a physical or mental impairment that substantially limits one or more of a person’s major life activities such as caring for one’s self, performing manual tasks, walking, seeing, hearing, speaking, breathing, learning and working.  Disabilities can include mobility impairments, visual and hearing impairments, emotional problems, mental illness, mental retardation, alcoholism, drug addiction (not current), or HIV/AIDS.

The use of or addiction to illegal drugs is not covered under the Act.

Individuals with disabilities have the right to ask their landlords to make “reasonable accommodations.” A “reasonable accommodation” is a change, exception or adjustment to rules, policies, or practices so that a person with a disability can enjoy the property in the same way as everyone else.

For example, a landlord with a first-come, first-served parking policy could make an exception by setting aside a reserved accessible parking space for a tenant with a disability who has difficulty walking and needs to park close to the building; or a landlord could make an exception to a “no pets” rule for people with disabilities who use guide dogs or other assistive or support animals; or a landlord could permit a tenant with a mobility impairment to transfer from a third-floor apartment to one on the first floor.

Individuals with disabilities also have the right to make “reasonable modifications” to their residences. A “reasonable modification” is a change in the physical premises so that a person with disabilities can enjoy the property in the same way as everyone else.

The installation of a ramp to your front door or the installation of grab bars in the bathroom would be a reasonable modification for a person with a disability who needed them to be able to use their rental property.  Unless you live in a federally subsidized apartment, modifications are made at the expense of the tenant, but the landlord must allow those changes, as long as they are reasonable.   A federally assisted housing provider will be required to bear the costs of the modification as long as it does not create an undue financial or administrative burden.

In Rental Housing

  • Falsely stating that housing is not available.
  • Steering or segregating housing (for example, racially segregating the buildings in an apartment complex; maintaining a policy that “children are only allowed in building C,” or that “children are required to live on the first floor”).
  • Requiring different terms or conditions for rental occupancy based on race, ethnicity, or some other protected characteristic.
  • Being told different information in person than you were told on the phone.
  • Not receiving a call from a landlord who has taken your application and promised to call.
  • Being told a place was just rented even though the sign says “vacancy.”
  • Being told there is nothing available now and there won’t be anything available when you need to move.
  • Being subjected to burdensome conditions for rental occupancy.
  • Being subjected to delaying tactics.
  • Being subjected to overly restrictive occupancy standards and age limits (requiring less than 2 people in a bedroom or allowing no one under the age of 18 to live there).
  • Rules about adults sharing a bedroom with a child or male and female children sharing a bedroom.
  • Claims that the property is unsafe for children.
  • Refusal to allow guide or support animals.
  • Refusal to make a reasonable accommodation.
  • Refusal to allow reasonable modifications to the premises.

In Real Estate Sales

  • The agent refuses to show a property in a particular neighborhood or discourages you from considering that neighborhood because of its racial makeup.
  • The agent requires you to be pre-qualified before discussing any properties with you, but this is not required of everyone.
  • The agent gives you listings of properties in “select” neighborhoods that appear to be chosen because of their racial makeup (i.e. steering).
  • The agent encourages or discourages sales or purchases in a particular neighborhood because of the changing racial makeup of that neighborhood (i.e. blockbusting).
  • The agent imposes different terms and conditions in townhouse, condominium, or manufactured housing communities relating to your children (for example, requiring an extra security deposit because you have children).
  • Different terms and conditions in townhouse, condominium, or manufactured housing communities because of your disability-related special needs.

In Home Mortgage Loans

  • You believe you are qualified for a conventional mortgage but the agent insists that an FHA loan is better.
  • The interest rate and points offered are much higher than the current average.
  • The agent will not count income from sources other than your employment.
  • The mortgage company won’t return your phone calls and it is difficult to get information about the status of your application.
  • The mortgage company is very discouraging or gives negative comments about your ability to qualify even though you believe you are qualified.
  • The mortgage company has a policy that eliminates your new home from a mortgage at that institution (for example, “We don’t give loans under $50,000”).

Relating to Homeowners Insurance

  • Policies by the insurance company that eliminate your house or apartment from being insured by that company.  (For example, “We don’t write policies in that neighborhood,” “We don’t write policies for older homes,” “We don’t write policies for properties worth less than $50,000,” “Your property doesn’t fit our profile.”)
  • One insurance company’s quote is significantly different from others.
  • The insurer will only offer you a market rate policy and not a replacement cost policy.

Relating to your Property Appraisal Report

  • The properties chosen to compare your property  are not in similar neighborhoods.
  • The appraisal report has not taken into consideration positive economic changes in your neighborhood (for example, the presence of new construction or new investments planned for your neighborhood that might have the effect of increasing the value of your property).
  • The appraisal report lists negative comments about your neighborhood that could be interpreted as having racial connotations.

Other Types of Activities Covered under Fair Housing Law

Advertising:  Fair housing laws state that it is unlawful to “…make, print, publish, or cause to be made, printed, or published any notice, statement or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on one of the protected classes.”  Ads that say “no children,” “adults only,” “male preferred or female preferred” are examples of illegal ads.

Harassment:  It is unlawful to threaten or intimidate persons who have filed fair housing complaints or any individual who is supporting these persons in pursuit of their rights.

Permissible Activities under the Fair Housing Act

Landlords, real estate professionals, and other housing providers may inquire about your income, perform a credit check and evaluate your credit worthiness, contact your previous and current landlords for references, and check if you have a criminal background.  These standards are perfectly legal—as long as they are applied to every applicant for housing.